Official Rules

GRIZZLY "CAMO LIFE” PROMOTION

NO PURCHASE OR PAYMENT OF ANY KIND IS NECESSARY TO PLAY OR  WIN. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING.

THIS PROMOTION IS INTENDED FOR PLAY IN THE UNITED STATES ONLY  AND IS GOVERNED BY U.S. LAW. DO NOT PARTICIPATE IN THE  PROMOTION IF YOU ARE NOT LOCATED IN THE UNITED STATES AT THE  TIME OF PARTICIPATION OR OTHERWISE NOT ELIGIBLE.

1. ELIGIBILITY: THE PROMOTION IS OPEN ONLY TO LEGAL RESIDENTS OF  THE 50 UNITED STATES AND WASHINGTON D.C. (EXCLUDING RESIDENTS  OF MA, MI, AND U.S. TERRITORIES), WHO ARE TOBACCO CONSUMERS 21  YEARS OF AGE OR OLDER AT THE TIME OF PARTICIPATION AND HAVE A  REGISTERED USERNAME (“USERNAME”) AND PASSWORD PROVIDED BY  THE SPONSOR. PROMOTION VOID IN MA, MI, U.S. TERRITORIES, AND  WHEREVER PROHIBITED BY LAW. NO PURCHASE IS NECESSARY TO  ACQUIRE A USERNAME. (To obtain a free Username, see Rule #4 below).  Employees, officers, and directors (and their immediate families [spouse, children,  parents, siblings, and their respective spouses] and those living in their same  households) of American Snuff Company (“Sponsor”), its parent, affiliates,  subsidiaries, advertising and promotion agencies, Web masters/suppliers,  vendors, and contractors involved in the administration, development, fulfillment,  and execution of this Promotion (collectively, “Promotion Parties”) are not eligible.  By participating, entrants agree to abide by these Official Rules and the decisions  of Sponsor, which are final and binding in all matters relating to this Promotion.  Promotion subject to applicable federal, state, and local laws and regulations.

2. PROMOTION OVERVIEW: The Promotion will consist of an instant win game  that includes 892 instant prizes available to be won (the “Game”) and a  sweepstakes that includes four (4) separate weekly grand prize random drawings  (the “Sweepstakes”). By submitting a Play in the Game on the Website, you are  automatically entered into the Sweepstakes portion of the Promotion. See Rule #4  for details (i.e., the only way to enter the Sweepstakes is to submit a Play in the  Game). 

Sponsor reserves the right to terminate the Promotion, or any portion thereof, at  any time after the conclusion of any Weekly Period (as defined below), at its sole  discretion, for any reason. In the event of such early termination, Sponsor will  provide notice on the Promotion website and may conduct a final drawing from all  eligible entries received up to the date of termination.

3. PROMOTION PERIODS: The Promotion begins at 12:00:00 p.m. (noon)  Eastern Time (“ET”) on October 13, 2026, and ends at 11:59:59 a.m. ET on  November 10, 2026 (“Promotion Period”). The Game and the Sweepstakes will be  broken out into four (4) separate weekly periods, each beginning at 12:00:00 a.m.  (midnight) on Tuesday and ending at 11:59:59 p.m. ET the following Monday of  each week during the Promotion Period (each, a “Weekly Period”) (except for the  1^st Weekly Period which will begin at 12:00:00 p.m. (noon) on Tuesday, October  13^th, 2026; and the 4^th Weekly Period which will end at 11:59:59 a.m. ET on  November 10, 2026). Any non-winning entry from any Weekly Period’s  Sweepstakes random drawing will NOT carry over to subsequent Weekly Period’s  Sweepstakes random drawings (meaning, you must Play the Game at least once  during each Weekly Period to be eligible for that Weekly Period’s Sweepstakes  random drawing). Sponsor's computer is the official clock for this Promotion. 

4. How to Participate: To participate, you must be registered on the  www.mygrizzly.com website (“Website”) and have a Username (as described in  Rule #1). If you do not have a Username, see “How to obtain a free Username and  update your Username contact information” below. To participate, log onto the

Website during the Promotion Period and look for the Promotion link. To be eligible  to participate in this Promotion, all entrants must have a valid Username, in  addition to other eligibility requirements as described in Rule #1. All entries must  be received during the Promotion Period. 

Limit one (1) Play (defined below) per day per entrant, except each non-winning  entrant may earn up to one (1) extra Play per Weekly Period (for a total of 4 extra  Plays during the entire Promotion Period). Please note: a “Day” is defined as the  24 hours between 12:00:00 a.m. (midnight) ET and 11:59:59 p.m. ET of the same  day each day during the Promotion Period, except for the first day of the  Promotion Period which will begin October 13, 2026, at 12:00:00 p.m. (noon)  ET and will end at 11:59:59 p.m. ET of the same day; and the last day of the  Promotion Period which will begin November 10, 2026, at 12:00:00 a.m.  (midnight) ET and end at 11:59:59 a.m. ET on the same day.

How to Play the Game & Win an Instant Win Prize: During each Weekly Period,  randomly selected times will be assigned to the various Instant Win Prizes for each  Weekly Period, and the first qualified entrant who completes a play in accordance  with the online instructions by selecting image A or B (the image you believe you  see the hidden Grizzly Camo Can) on the Website (each, a “Play”), and whose Play is properly received and recorded by Sponsor's computer, at or after a  randomly selected winning time will win the indicated Instant Win prize (subject to  verification, see Rule #5). Nothing is staked or wagered to play the Game. The  image selected will have no bearing on the odds of winning an Instant Win Prize  and does not matter if you select the correct image featuring the hidden Grizzly  Camo Can. Immediately upon submitting a Play, if your screen displays an Instant  Win prize-winning message, you are an Instant Win prize winner of the indicated  prize (subject to verification, see Rule #5). If your screen does not display a prize winning message, you are not a winner of an Instant Win prize for that Play.  Entrants may be offered opportunities to receive an extra Play in response to a  request on the Game screen after they finish a Play, which must be used  immediately upon the offer of the extra Play or will be forfeited. Limit one (1) extra  Play per person per Weekly Period. In order to be deemed an eligible extra Play,  the entrant must complete the instructions provided on-screen in their entirety.

Plays generated by a robotic, programmed, script, macro or other automated  means will be disqualified. Any attempt by any person to submit more than one (1)  Play per day (except for an extra Play per the paragraph above), if applicable, by  using multiple/different Usernames or any other methods will void all of that  person's Plays. If a person fails to execute a Play on a given day for any reason,  such person forfeits the Play for that day. An entrant’s Play for one day cannot be  saved or combined with such an entrant’s Play for any other day; each day’s Play  by an entrant is a separate and independent event. If you Play using a mobile  device, standard data charges may apply from your carrier. 

All Instant Win Prize winners are subject to verification of eligibility by Sponsor. All  Instant Win Prize winners will receive an email following winner selection to verify  winner eligibility (each a “Verification Email”). Instant Win Prize winners must  complete the steps requested in the Verification Email in order to receive their  Instant Win Prize. 

How to obtain a free Username and update your Username contact  information: A valid Username issued by Sponsor and password will be required  to participate in the Promotion. A Username and password can be obtained for  free at the Website by registering. No responsibility is assumed for failure to  contact an entrant due to that entrant’s failure to maintain or update his/her contact  information. Contact information may be updated (subject to certain conditions  imposed by Sponsor) by following the online instructions on the Website. Each  entrant is responsible for the security of his/her Username and password. Each  entrant should take precautions to keep his/her Username and password private  to prevent unauthorized use. Sponsor will not be responsible for any losses,  damages or consequences one may suffer due to careless or unauthorized use of  a Username or password. Entrants must use only one (1) Username and password  and must use the Username and password assigned to entrant by Sponsor.  Should any entrant attempt to use more than one Username and/or password, or  a Username and/or password that was not assigned to entrant, that entrant and  their Plays will be disqualified in Sponsor’s sole discretion.

By registering for a Username, entrants will automatically be added to Sponsor's  email and mailing distribution list. You may subsequently opt out of either  distribution list by calling toll-free 1-800-334-8157 or logging on to  www.mygrizzly.com and making changes within your profile regarding the receipt  of email and/or mail from Sponsor. Opting out of either distribution list will not affect  entrant's chance of winning. Please see Sponsor's Privacy Policy located at  https://www.mygrizzly.com/FooterLinks/PrivacyPolicy for details regarding the use  of personal information collected in connection with this Promotion. If you are  selected and verified as a winner, your information may also be included in a  publicly available winner’s list.

How to enter the Sweepstakes: To enter the Sweepstakes for a chance to win  a Grand Prize in each Weekly Period, you must make at least one (1) Play in  the Game during each Weekly Period (as defined in Rule #3). Each player will  receive one (1) entry into the applicable Weekly Period’s Sweepstakes random  drawing for each Play they complete in a Game during that applicable Weekly  Period. 

5. WINNER VERIFICATION, SWEEPSTAKES RANDOM DRAWINGS AND  WINNER NOTIFICATIONS: At the end of each Weekly Period on the date set forth  in the Weekly Period chart in Rule #3, Administrator will conduct a random drawing  from among all eligible entries/Plays received during the applicable Weekly Period.  The odds of winning a Sweepstakes Grand Prize depend on the number of eligible  entries/Plays received during the applicable Weekly Period. All non-winning  entries from any Weekly Period’s Sweepstakes random drawing will NOT roll over  to subsequent Weekly Period Sweepstakes random drawings.

Sponsor or Administrator will notify each potential Sweepstakes Grand Prize  winner on or about the day they are selected as the potential Sweepstakes Grand  Prize winner, to be sent to the e-mail address associated with the potential winner’s  Website account. Potential Sweepstakes Grand Prize winners must sign and  return an affidavit of eligibility and liability/publicity release within seven (7) days of sending the releases to the potential winner, in order to claim the Sweepstakes  Grand Prize. If a notification e-mail is returned as undeliverable, or if a potential  winner does not return the required documents within the designated 7-day time  period, or if a potential winner is found to be ineligible or otherwise not in  compliance with these Official Rules, the Sweepstakes Grand Prize will be forfeited  and Sponsor will select and notify an alternate winner, to be selected randomly  from all other eligible entries in the applicable Weekly Period. Sponsor reserves  the right not to award a Sweepstakes Grand Prize if it is unable to confirm a winner  after the initial potential winner and three (3) alternates have been selected per  available Sweepstakes Grand Prize. Upon receipt of the completed and signed  releases, Administrator or Sponsor will mail the Sweepstakes Grand Prize check  to the winner’s home address within 10 to 12 weeks following winner verification  and will reach out to each Sweepstakes Grand Prize winner to arrange for the  Vehicle pick-up, as set forth in Rule #6 below.

6. PRIZES/ODDS: See below for all prize details and their associated  Approximate Retail Values (each an “ARV”).

INSTANT WIN PRIZES: Eight Hundred and Ninety-Two (892) Instant Win  Prizes (223 per Weekly Period) - All Instant Win Prizes will be awarded randomly  via the Game throughout the Weekly Period as set forth in Rule #3 above. Each  Instant Prize winner will receive $250.00 awarded in the form of a Digital Choice  Prepaid Mastercard. The total ARV of all Instant Win Prizes to be awarded during  the entire Promotion period is: $223,000.00. Odds of winning an Instant Win Prize  depend on the number of eligible Plays received and the timing of such Plays  relative to the randomly preselected winning time (described in Rule #4), and not  the specific selection made by the player during the Game.

Limit one (1) Instant Win Prize per Weekly Period for a maximum of four (4)  Instant Win Prizes per person/Username. Instant Win Prize winners remain  eligible to win the Sweepstakes Grand Prize (subject to the limitations herein).

Receiving Your Digital Choice Prepaid Mastercard.

If you are confirmed as a winner of an Instant Win prize, Administrator will send an  email to the email address associated with your www.mygrizzly.com account with  instructions for claiming your Digital Choice Prepaid Mastercard. You must claim  your Digital Choice Prepaid Mastercard within three (3) months of the date these  instructions are sent via email, or else your right to claim the prize will expire with  no compensation or substitution. As part of the process of claiming your prize  card, you may choose to receive either a digital Prepaid Mastercard/electronic  promotional code or a physical Prepaid Mastercard. If you choose the physical  Prepaid Mastercard, it will be mailed to the mailing address you provide during the  claims process within the time stated by the issuer. Allow four to eight weeks for  mailing of any physical Prepaid Mastercard. Sponsor will not replace lost or stolen  Prepaid Mastercards.

Use your Prepaid Mastercard anywhere Mastercard debit cards are accepted in  the U.S. The Card may not be used at any merchant, including internet and mail  or telephone order merchants, outside of the U.S. Digital Prepaid Mastercard is  issued by The Bancorp Bank, Member FDIC, pursuant to a license from  Mastercard U.S.A. Inc. This is not a gift card. Prepaid Mastercards do expire. Pay  close attention to the expiration date provided in the materials associated with the  digital Prepaid Mastercard. Prepaid Mastercard usage terms are governed by the  Cardholder Agreement, and some fees may apply. The Bancorp Bank does not  endorse or sponsor this Promotion and is not affiliated in any way with this  Promotion. The trademarks identifying the prizes are the property of their  respective owners who are neither sponsors of nor affiliated with this Promotion.

Sweepstakes Grand Prizes- There are four (4) Sweepstakes Grand Prizes  (one (1) per Weekly Period, as set forth in the Chart in Rule #3 above,) - Each  Grand Prize consists of a Yamaha WOLVERINE RMAX2 1000 XT-R ATV (exact  model to be determined solely by Sponsor and based on availability) (the “Vehicle”) and a $10,000 check made out to the Sweepstakes Grand Prize winner. The ARV of each Sweepstakes Grand Prize is $37,889.00. The total ARV of all  Sweepstakes Grand Prizes is $151,556.00. Odds of winning a Sweepstakes  Grand Prize depend on the total number of eligible entries that are received up  until the end of each applicable Weekly Period. 

Limit one (1) Sweepstakes Grand Prize per person during the entire  Promotion Period. Sweepstakes Grand Prize winners remain eligible to win  Instant Win Prize(s) (subject to the limitations herein).

Vehicle Restrictions

The Vehicle will be available for pick-up at a local dealer near Sweepstakes Grand  Prize winner’s residence, as determined solely by Sponsor. ARV of the Vehicle is  as of date of printing of these Official Rules. The difference in value as stated  herein and value at time of prize notification, if any, will not be awarded in cash,  credit or otherwise. Any upgrades and options are at the sole expense of the  Sweepstakes Grand Prize Winner. Package, factory options, and other specifics  to be determined by Sponsor, and are subject to availability. Sweepstakes Grand  Prize winner must be a licensed driver and must present a current valid U.S.  driver's license and proof of insurance prior to taking possession of the Vehicle.  Failure to show same may result in Sweepstakes Grand Prize forfeiture and  selection of an alternate potential winner, at Sponsor’s sole discretion.  Sweepstakes Grand Prize winner is responsible for any travel and transportation  costs associated with collecting the Vehicle from local dealership. All other costs  not specifically stated herein as being awarded are the responsibility of  Sweepstakes Grand Prize winner. Sweepstakes Grand Prize winner must take  delivery of the Vehicle from the designated dealer within thirty (30) days after the  date the Vehicle is delivered to the specified designated dealer, or the Vehicle may  (in Sponsors' sole discretion) be automatically forfeited by the Sweepstakes Grand  Prize winner. Except as stated in the manufacturer’s limited warranty for the Vehicle, no person associated with the manufacture, distribution, development and  execution of this Promotion and the Sweepstakes Grand Prize(s), or any of their  respective affiliates, parent companies, subsidiaries, directors, officers,  employees, and agents makes any warranties, representations or guarantees,  express or implied, in fact or in law, relative to the use or enjoyment of the Vehicle,  including, without limitation, its quality, mechanical condition, merchantability or  fitness for a particular purpose. Any and all guarantees and warranties for the  Vehicle are subject to the manufacturer’s terms and conditions, and the  Sweepstakes Grand Prize winner agrees to look solely to such manufacturers for  any such warranty or guarantee claim. 

General Prize Restrictions

Winners must accept their prize as stated by Sponsor, or prize may be forfeited.  Any difference between the actual value of the prize and the approximate retail  value set forth in these Official Rules may not be claimed and will not be awarded.  Winners may not substitute, assign or transfer a prize or redeem a prize for cash.  Sponsor reserves the right to substitute a prize (or portion thereof) with one of  comparable or greater value, at its sole discretion. Unclaimed prizes will not be  awarded. Prizes are awarded "as is" with no warranty or guarantee, either expressed or implied by Sponsor. Use of any prize is at the prize winner’s risk.  Neither Sponsor nor the Promotion Parties make any representations or warranties  whatsoever regarding the prizes offered in the Promotion. 

Total Approximate Retail Value (ARV) of all prizes offered is $374,556.00

7. GENERAL CONDITIONS: By participating in the Promotion, (a) entrants  agree that Sponsor and Promotion Parties and all of their respective officers,  directors, employees, representatives and agents are indemnified, released  and will be held harmless by entrants from any and all liability, including  liability for any damages, injuries or losses of any kind to person(s),  including death, or property, arising directly or indirectly from the  acceptance, possession, misuse or use of a prize or his/her participation in  this promotion or any promotion-related activity; and (b) winners grant (and  agree to confirm such grant in writing promptly upon request) to Sponsor  and those acting under Sponsor's authority the right to the use of his/her  name, photograph, likeness, voice, image, statements and biographical  information at any time or times for advertising, trade, publicity and  promotional purposes (including the advertising and promotion of tobacco  products) in any media now known or hereafter discovered, worldwide and  on the World Wide Web, without review, notification, approval or additional  compensation, unless prohibited by law. All winners are subject to age  verification and confirmation that they meet the eligibility criteria set forth in Rule  #1. An entrant is not a winner of any prize, even if a prize-winning notification or  message or any other aspect of the Promotion should so indicate, unless and until  the entrant’s eligibility has been verified, in the sole discretion of Sponsor.

Winners receiving prizes with a total value of $2,000.00 or more in a single  calendar year will be required to complete, sign and return an Affidavit of Eligibility  and Liability Release and, where lawful, a Publicity Release within seven (7) days  of notification.

Sponsor is not responsible for any change of email address, mailing address  and/or telephone number of entrants. Reporting and payment of federal, state and  local income and other taxes on the prizes, if any, are solely the responsibility of  each winner. Sponsor’s failure to enforce any term of these Official Rules shall not  constitute a waiver of that provision.

8. LIABILITY LIMITATIONS: Sponsor and Promotion Parties are not responsible  for lost, late, stolen, misdirected, or non-delivered Plays or emails, mail, or other  communications, or for lost, interrupted or unavailable satellite, network, server,  Internet Service Provider, Website or other connections availability (including,  without limitation, a Sponsor update to the Website during the Promotion Period  that results in the Website becoming unavailable or otherwise disrupted for a  period of time), accessibility or traffic congestion, miscommunications, or failed  computer, network, telephone, satellite, cable hardware, software or lines, or  technical failure, or jumbled, scrambled, delayed, or misdirected transmissions,  computer hardware or software malfunctions, failures or difficulties, or other errors of any kind whether human, mechanical, electronic or network, or the incorrect or  inaccurate capture of entries or other information or the failure to capture or the  loss of any such information. Sponsor, its agencies, Web masters/suppliers,  vendors and contractors are not responsible for any incorrect or inaccurate  information, whether caused by Website users, or by any equipment or  programming associated with or utilized in this Promotion and assume no  responsibility for any error, omission, interruption, deletion, defect or delay in  operation or transmission, communications line failure, theft or destruction or  unauthorized access to, or tampering with or hacking of Website. Sponsor  reserves the right, at its sole discretion, to disqualify any individual it finds to be  tampering with the operation of the Promotion or Website, to be acting in violation  of the terms of the Website or to be acting in a non-sportsmanlike or disruptive  manner, or with intent to threaten, abuse or harass any other person. Sponsor, its  agencies, and Web masters/suppliers are not responsible for injury or damage to  entrants, or any other person's computer or other device related to or resulting  from participating in this Promotion or downloading or copying materials from or  use of the Website. If, for any reason, Promotion is not capable of running as  planned by reason of infection by computer virus, worms, bugs, tampering,  hacking, unauthorized intervention, fraud, technical failures or any other causes  which, in the sole opinion of Sponsor, corrupt or affect the administration, security,  fairness, integrity or proper conduct of this Promotion, Sponsor reserves the right,  at its sole discretion, to cancel, terminate, modify or suspend Promotion and  randomly determine winners from eligible, non-suspect Plays received prior to  action taken, or as otherwise deemed fair and equitable by Sponsor. 

IN NO EVENT WILL SPONSOR OR PROMOTION PARTIES OR THEIR  RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, REPRESENTATIVES  AND AGENTS BE RESPONSIBLE OR LIABLE FOR ANY DAMAGES OR  LOSSES OF ANY KIND, INCLUDING DIRECT, INDIRECT, INCIDENTAL,  CONSEQUENTIAL OR PUNITIVE DAMAGES ARISING OUT OF YOUR  ACCESS TO AND USE OF THE PROMOTION INTERNET SITE OR  DOWNLOADING FROM AND/OR PRINTING MATERIAL DOWNLOADED  FROM SAID SITE. WITHOUT LIMITING THE FOREGOING, EVERYTHING ON  THIS SITE IS PROVIDED “AS IS,” WITHOUT WARRANTY OF ANY KIND,  EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED  WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR  PURPOSE OR NON-INFRINGEMENT. SOME JURISDICTIONS MAY NOT  ALLOW LIMITATIONS OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR  CONSEQUENTIAL DAMAGES OR EXCLUSION OF IMPLIED WARRANTIES,  SO SOME OF THE ABOVE LIMITATIONS OR EXCLUSIONS MAY NOT APPLY  TO YOU. CHECK YOUR LOCAL LAWS FOR ANY RESTRICTIONS OR  LIMITATIONS REGARDING THESE LIMITATIONS OR EXCLUSIONS.  CAUTION: ANY ATTEMPT TO DELIBERATELY DAMAGE ANY WEBSITE OR  UNDERMINE THE LEGITIMATE OPERATION OF THE PROMOTION MAY BE  A VIOLATION OF CRIMINAL AND CIVIL LAWS AND SHOULD SUCH AN  ATTEMPT BE MADE, THE RIGHT IS RESERVED TO SEEK DAMAGES TO THE  FULLEST EXTENT OF THE LAW.

Any Promotion materials including, without limitation, the offer, the Abbreviated  Rules, these Official Rules, advertising and promotional materials and  announcement of winners containing production, printing or typographical errors  or obtained outside authorized, legitimate channels are automatically void; and the  liability of Sponsor, if any, is limited to the replacement of such materials, and  entrant, by participating, releases Sponsor, its parent, subsidiaries, advertising and  promotion agencies, the Administrator, and their respective officers, directors,  employees and agents from any and all losses, claims or damages that may result  therefrom. Any inconsistencies between any advertising or other promotional  announcements, FAQs or an abbreviated form of the Official Rules and these  Official Rules shall be resolved in favor of these Official Rules. 

9. BINDING ARBITRATION: Any and all disputes, controversies or claims arising  out of or relating to this Promotion shall be settled by binding arbitration in a  location determined by the arbitrator as set forth herein (provided that such location  is reasonably convenient for claimant), or at such other location as may be  mutually agreed upon by the parties, in accordance with the procedural rules for  commercial disputes set forth in the Comprehensive Arbitration Rules and  Procedures of JAMS (“JAMS Rules and Procedures”) then prevailing, and  judgment upon the award rendered by the arbitrator(s) may be entered in any court  having jurisdiction thereof. The arbitrator shall be selected pursuant to the JAMS  Rules and Procedures. The arbitrator shall apply North Carolina law consistent  with the Federal Arbitration Act and applicable statutes of limitations and shall  honor claims of privilege recognized at law. If any part of this arbitration provision  is deemed to be invalid, unenforceable or illegal (other than that claims will not be  arbitrated on a class or representative basis), or otherwise conflicts with the rules  and procedures established by JAMS, then the balance of this arbitration provision  shall remain in effect and shall be construed in accordance with its terms as if the  invalid, unenforceable, illegal or conflicting provision were not contained herein. If,  however, the portion that is deemed invalid, unenforceable or illegal is that claims  will not be arbitrated on a class or representative basis, then the entirety of this  arbitration provision shall be null and void, and neither claimant nor Sponsor shall  be entitled to arbitrate their dispute. Upon filing a demand for arbitration, all parties  to such arbitration shall have the right of discovery, which discovery shall be  completed within sixty days after the demand for arbitration is made, unless further  extended by mutual agreement of the parties. THE ARBITRATION OF DISPUTES  PURSUANT TO THIS PARAGRAPH SHALL BE IN THE ENTRANT’S  INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN  ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. THE  ARBITRATOR MAY NOT CONSOLIDATE OR JOIN THE CLAIMS OF OTHER PERSONS OR PARTIES WHO MAY BE SIMILARLY SITUATED. DO NOT  ENTER THIS PROMOTION IF YOU DO NOT AGREE TO HAVE ANY CLAIM OR  CONTROVERSY ARBITRATED IN ACCORDANCE WITH THESE OFFICIAL  RULES. 

BY PARTICIPATING IN SPONSOR’S PROMOTION, EACH ENTRANT AND  PRIZE WINNER AGREES THAT TO THE EXTENT PERMITTED BY  APPLICABLE LAW: (1) ANY AND ALL DISPUTES, CLAIMS AND CAUSES OF ACTION ARISING OUT OF OR CONNECTED WITH THE PROMOTION, OR ANY  PRIZE AWARDED, WILL BE RESOLVED INDIVIDUALLY THROUGH BINDING  ARBITRATION AS SET FORTH ABOVE, WITHOUT RESORT TO ANY FORM OF  CLASS ACTION; (2) ANY AND ALL CLAIMS, JUDGMENTS AND AWARDS WILL  BE LIMITED TO ACTUAL THIRD-PARTY, OUT-OF-POCKET COSTS  INCURRED (IF ANY), BUT IN NO EVENT WILL ATTORNEYS' FEES BE  AWARDED OR RECOVERABLE; (3) UNDER NO CIRCUMSTANCES WILL ANY  ENTRANT OR PRIZE WINNER BE PERMITTED TO OBTAIN ANY AWARD FOR,  AND ENTRANT HEREBY KNOWINGLY AND EXPRESSLY WAIVES ALL  RIGHTS TO SEEK, PUNITIVE, INCIDENTAL, CONSEQUENTIAL OR SPECIAL  DAMAGES, LOST PROFITS AND/OR ANY OTHER DAMAGES OTHER THAN  ACTUAL OUT OF POCKET EXPENSES, AND/OR ANY RIGHTS TO HAVE  DAMAGES MULTIPLIED OR OTHERWISE INCREASED; AND (4) ENTRANT  AND PRIZE WINNER'S REMEDIES ARE LIMITED TO A CLAIM FOR MONEY  DAMAGES (IF ANY) AND ENTRANT IRREVOCABLY WAIVES ANY RIGHT TO  SEEK INJUNCTIVE OR EQUITABLE RELIEF. SOME JURISDICTIONS DO NOT  ALLOW THE LIMITATIONS OR EXCLUSION OF LIABILITY, SO THE ABOVE  MAY NOT APPLY TO EVERY ENTRANT.

10. GOVERNING LAW & JURISDICTION: The Promotion Official Rules and the  Promotion are governed by US law and are subject to all applicable federal, state  and local laws and regulations. All issues and questions concerning the  construction, validity, interpretation and enforceability of the Promotion Official  Rules, or the rights and obligations of entrant and Sponsor in connection with the  Promotion, shall be governed by, and construed in accordance with, the laws of  the State of North Carolina, U.S.A., without giving effect to any conflict of laws or  choice of law rules or provisions that would cause the application of the laws of  any jurisdiction other than the State of North Carolina, and any matters or  proceedings which are not subject to arbitration as set forth in Rule #9 of these  Official Rules and/or for entering any judgment on an arbitration award, shall take  place in the State of North Carolina, in the City of Winston-Salem.

11. WINNERS’ LIST: To obtain a list of winners, mail your name and address on  a first-class, self-addressed stamped envelope to: Grizzly "Camo Life” Winners’  List, 1105 SE 8^th Street, Grand Rapids, MN 55744, for receipt by December 10,  2026. Do not send any other correspondence to this address. Winners’ Lists will  be mailed after all winners have been determined and verified.

SPONSOR: American Snuff Company, LLC, 4583 Guthrie Highway, Clarksville,  TN 37040. 

The trademarks identifying the prizes are the property of their respective owners  who are neither sponsors of nor affiliated with this promotion. Actual appearance  and features of prizes may vary from those depicted. This Promotion is in no way  affiliated with Yamaha Motor Company nor Mastercard.